NH Group Disability Insurance

Group Disability Insurance - New Hampshire

(also Maine & Massachusetts Business)

Disability insurance coverage is an important employee
benefit because it helps protect your employees most
valuable financial asset...their income. It replaces lost
income for an employee if they are unable to work due
to sickness or injury.

Group disability insurance for your New Hampshire
business is an excellent employee benefit incentive for
acquiring and maintaining employees, and the cost is
relatively low in comparison to other group benefits.

Learn much more below about both Group Long Term
Disability Insurance and Group Short Term Disability
Insurance for your New Hampshire business.

Each year on average, 12% of the adult U.S. population suffers a long
term disability and one out of eight workers will suffer a five-year or longer
disability before the age of 65.

Group long term disability insurance plans provide income protection
for disabilities lasting three months or longer. After the initial waiting
period is completed, long term disability insurance will provide a
monthly income which may continue until age 65 for qualified
disabilities. The monthly income provided under a policy is usually
60% of the employees pre-disability income.

When an employee needs to be away from work for an extended period or a
non-work related disability like maternity, illness, or injury, an employee can
have access to a short term disability program which provides at least partial
income protection. Short term disability insurance is a more common
employee benefit because the chance of an employee being unable to work
for a short period is higher than the chance of being permanently disabled.

A short term disability insurance plan for your New Hampshire business will
provide weekly income for an employee disability shorter than 3 months.
Coverage is meant to bridge the gap between a company's sick pay policy
and the start of an employee long term disability insurance plan.

Click on the link below to fill out a quote request form for a New Hampshire
group employee short term disability insurance plan, that regardless of
whether you're a large employer or a small business, will provide
comprehensive short term disability insurance coverage for your businesses
most important asset...your employees. Or you can speak with our New
Hampshire Group Disability Insurance specialist toll free at 1-800-678-3431
to discuss the features.

We are your local southeastern New Hampshire, southern Maine insurance agency,
offering experienced group disability insurance services to businesses located in
the following cities and counties: Somersworth, Durham, Portsmouth, Dover,
Rochester, Rollinsford, Barrington, Madbury, Lee, Strafford, Farmington, Milton,
Barnstead, Nottingham, Northwood, Raymond, Newmarket, Newfields, Stratham,
Rye, Hampton, Epping, Exeter, Salem, Danville, Deerfield, West Rye, Derry,
Chichester, South Barnstead, Gilmanton, New Durham, Wolfeboro, Alton, Laconia,
Berlin, Lebanon, East Candia, North Hampton, Hanover, Littleton, Plymouth,
Claremont, Newport, Keene, Hampton, Rye Beach, Strafford County, Rockingham
County, Hillsborough County, Merrimack County, and Belknap County, NH. We
also offer group disability insurance services throughout the state of New
Hampshire, including the Manchester, Nashua, and Concord area. Our service area
in southern Maine includes the following cities and counties: South Lebanon,
Kittery, Eliot, Berwick, Sanford, Blaisdell Corners, Springvale, Emery Mills, Wells
Beach, York Beach, Kittery Point, Kennebunk, Saco, Biddeford, Alfred, Portland,
Scarborough, Westbrook, Waterboro, Shapleigh, Newfield, Buxton, Goodwins Mills,
South Sanford, Cape Elizabeth, South Portland, York County, and Cumberland
County, ME.

Benefits begin on the 91st day of disability.

Monthly benefit is 60% of pre-disability income.

Maximum monthly benefit is $5,000.

Benefit duration to age 65 for qualified disabilities.

Click on the link below to fill out a quote request form for a New
Hampshire group employee long term disability insurance plan, that
regardless of whether you're a large employer or a small business,
will provide comprehensive long term disability insurance coverage
for your businesses most important asset...your employees. Or you
can speak with our New Hampshire Group Disability Insurance
specialist toll free at 1-800-678-3431 to discuss the features.

Benefits begin on the 1st day in the case of an accident

Benefits begin on the 8th day in the case of a sickness

Weekly benefit is 100% of pre-disability income for the first 15 days.

Weekly benefit is 66% of pre-disability income from day 16 through
a maximum of 165 days.

Maximum weekly benefit is $1,000.

Benefit duration is 26 weeks.

Commercial Insurance

Group Disability

Insurance

(also Maine & Massachusetts Business)

**The information, pictures, and other content in this website about particular
insurance or financial services is only provided for informational purposes. Any
decisions regarding these services should be discussed with a licensed insurance
agent or financial services representative.

Gorman Insurance &

Risk Management Services

396 High Street

Somersworth, NH 03878

Strafford County, NH

(603) 692-3431

(603) 868-3598 - Durham

Toll Free: 1-800-678-3431

Fax: (603) 692-2660

Answer a few questions
and we will provide you
with a quote by email or
phone. Choose the
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