NH LTC Insurance Features

New Hampshire Long Term Care Insurance

In choosing a long term care insurance policy you
should look for the features listed below.

Stable Premiums: Premiums that will not be
influenced by any change in your age or health, and
will not change during the life of the policy. Insurance
companies do reserve the right to change rates on a
statewide basis.

Guaranteed Renewable: The insurance company
can't cancel the long term care insurance policy
unless you fail to pay the premium.

Covers Mental Conditions: Covers mental and
nervous conditions due to any organic brain disease,
including Alzheimer's Disease.

Exclusions: Exclusions should be minimal and should
not adversely affect your stated insurance protection
goals.

No Pre-Existing Conditions: All previous medical history admitted
on the long term care insurance application and is approved for a
policy, is of no consequence in the future.

Waiver of Premium: The insurance company allows you to stop
paying premiums once you've begun receiving benefits. There can
be waiting periods of up to 90 days before this waiver takes effect,
and it may not be available when home health care is purchased.

A long term care insurance specialist with Gorman Insurance will
assist you in deciding which type of policy will work best for your
needs.

More Information on New Hampshire Long Term Care Insurance

Click on the link below to fill out a secure quote request form for a New
Hampshire Long Term Care Insurance policy that will provide excellent
long term care insurance coverage at an affordable cost. Or speak with
our Personal Insurance agent specialist toll free at 1-800-678-3431 to
discuss the features.

We are your local southeastern New Hampshire, southern Maine insurance
agency, offering affordable long term care insurance policy premiums in the
following cities and counties: Somersworth, Durham, Portsmouth, Dover,
Rochester, Rollinsford, Barrington, Madbury, Lee, Strafford, Farmington,
Milton, Barnstead, Nottingham, Northwood, Raymond, Newmarket, Newfields,
Stratham, Rye, Hampton, Epping, Exeter, Salem, Danville, Deerfield, West
Rye, Derry, Chichester, South Barnstead, Gilmanton, New Durham,
Wolfeboro, Alton, Laconia, Berlin, Lebanon, East Candia, North Hampton,
Hanover, Littleton, Plymouth, Claremont, Newport, Keene, Hampton, Rye
Beach, Strafford County, Rockingham County, Hillsborough County,
Merrimack County, and Belknap County, NH. We also offer long term care
insurance policy services throughout the state of New Hampshire, including
the Manchester, Nashua, and Concord area. Our service area in southern
Maine includes the following cities and counties: South Lebanon, Kittery, Eliot,
Berwick, Sanford, Blaisdell Corners, Springvale, Emery Mills, Wells Beach,
York Beach, Kittery Point, Kennebunk, Saco, Biddeford, Alfred, Portland,
Scarborough, Westbrook, Waterboro, Shapleigh, Newfield, Buxton, Goodwins
Mills, South Sanford, Cape Elizabeth, South Portland, York County, and
Cumberland County, ME.

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Gorman Insurance &

Risk Management Services

396 High Street

Somersworth, NH 03878

Strafford County, NH

(603) 692-3431

(603) 868-3598 - Durham

Toll Free: 1-800-678-3431

Fax: (603) 692-2660

Answer a few questions
and we will provide you
with a quote by email or
phone. Choose the
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insurance coverage you're
interested in from the
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(also Maine & Massachusetts)