NH Long Term Insurance LTC

New Hampshire Long Term Care Insurance

Although people are generally living longer, many are
requiring assistance in their later years. Long term care
services can be provided in your home, in an assisted
living facility or in a nursing home. In many cases the
family is no longer able to provide such care around the
clock. Family members may not live nearby, they may
have other pressing family commitments, or simply
can't get the time off from work or away from the home.

According to recent data, 48.6% of people age 65 and
older may spend some time in a nursing home and
71.8% of people age 65 and older may use some form
of home health care.

Some people can pay the bill out of pocket, others will
qualify for Medicaid (welfare), but most of us will fall
somewhere in the middle. A New Hampshire Long Term
Care insurance policy can help protect your assets from
the rising cost of care.

Long Term Care insurance is often referred to as "asset protection."
Individuals need to have assets worth protecting in order to justify the
purchase of a policy. If you are able to pay Long Term Care insurance
premiums without having to change your lifestyle - you should transfer
that risk to the insurance company.

Three Types of Long Term Care Insurance Policies

Facility Only: Will pay benefits for care in a nursing home, assisted
living facility or board and care facility. It's the most basic policy but
often the most needed type.

Home Health Care: Will pay benefits for care in your home, but
not in a facility. The preferred policy when a home health care
situation is possible.

Comprehensive: Will pay benefits for care in your home or in a
facility. This is the preferred type of plan (policy) because of it's
flexibility, but is also the most expensive.

A long term care insurance specialist with Gorman Insurance will
assist you in deciding which type of policy will work best for your
needs.

Click on the link below to fill out a quote request form for a New
Hampshire Long Term Care Insurance policy that will provide
excellent long term care insurance coverage at an affordable cost.
Or speak with our Long Term Care Insurance agent specialist toll
free at 1-800-678-3431 to discuss the features.

We are your local southeastern New Hampshire, southern Maine insurance
agency, offering affordable long term care insurance policy premiums in the
following cities and counties: Somersworth, Durham, Portsmouth, Dover,
Rochester, Rollinsford, Barrington, Madbury, Lee, Strafford, Farmington,
Milton, Barnstead, Nottingham, Northwood, Raymond, Newmarket, Newfields,
Stratham, Rye, Hampton, Epping, Exeter, Salem, Danville, Deerfield, West
Rye, Derry, Chichester, South Barnstead, Gilmanton, New Durham,
Wolfeboro, Alton, Laconia, Berlin, Lebanon, East Candia, North Hampton,
Hanover, Littleton, Plymouth, Claremont, Newport, Keene, Hampton, Rye
Beach, Strafford County, Rockingham County, Hillsborough County,
Merrimack County, and Belknap County, NH. We also offer long term care
insurance policy services throughout the state of New Hampshire, including
the Manchester, Nashua, and Concord area. Our service area in southern
Maine includes the following cities and counties: South Lebanon, Kittery, Eliot,
Berwick, Sanford, Blaisdell Corners, Springvale, Emery Mills, Wells Beach,
York Beach, Kittery Point, Kennebunk, Saco, Biddeford, Alfred, Portland,
Scarborough, Westbrook, Waterboro, Shapleigh, Newfield, Buxton, Goodwins
Mills, South Sanford, Cape Elizabeth, South Portland, York County, and
Cumberland County, ME.

More Information on New Hampshire Long Term Care Insurance

Site Built & Maintained by InsuranceWebsiteServices.com

**The information, pictures, and other content in this website about
particular insurance or financial services is only provided for informational
purposes. Any decisions regarding these services should be discussed with
a licensed insurance agent or financial services representative.

Gorman Insurance &

Risk Management Services

396 High Street

Somersworth, NH 03878

Strafford County, NH

(603) 692-3431

(603) 868-3598 - Durham

Toll Free: 1-800-678-3431

Fax: (603) 692-2660

Answer a few questions
and we will provide you
with a quote by email or
phone. Choose the
Personal or Business
insurance coverage you're
interested in from the
menu above.

(also Maine & Massachusetts)