|
New Hampshire Motorcycle Insurance Information
|
|
(also Maine)
|
|
The value of good motorcycle insurance often doesn't
become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
|
Let our experienced New Hampshire Motorcycle
Insurance policy specialist explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Personal Injury Protection, Medical coverages, and deductibles that are available for you to choose from. We offer affordable motorcycle insurance policies from a leader in the insurance industry. This means stable premiums and none of those 15% increases after the first year. |
|
Learn more about New Hampshire Motorcycle
Insurance policy coverage options below! |
|
Click on the link below to fill out a quote request form for a Motorcycle
Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our New Hampshire Motorcycle Insurance agent specialist toll free at 1-800-678-3431 to discuss the features. |
|
This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
|
Underinsured Motorist Bodily Injury Coverage
|
|
This type of motorcycle insurance coverage pays for your medical
expenses, lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required motorcycle insurance coverage in New Hampshire. |
|
Underinsured Motorist Property Damage Coverage
|
|
Protects you if your motorcycle is damaged in an accident caused by a
driver who has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in New Hampshire. |
|
New Hampshire Motorcycle Insurance FAQ
|
|
Click on the link below to fill out a secure quote request form for a Motorcycle
Insurance policy that will provide comprehensive motorcycle insurance coverage at an affordable cost. Or speak with our New Hampshire Motorcycle Insurance agent specialist toll free at 1-800-678-3431 to discuss the features. |
|
We are your local southeastern New Hampshire, southern Maine
insurance agency, offering affordable motorcycle insurance policy premiums in the following cities and counties: Somersworth, Durham, Portsmouth, Dover, Rochester, Rollinsford, Barrington, Madbury, Lee, Strafford, Farmington, Milton, Barnstead, Nottingham, Northwood, Raymond, Newmarket, Newfields, Stratham, Rye, Hampton, Epping, Exeter, Salem, Danville, Deerfield, West Rye, Derry, Chichester, South Barnstead, Gilmanton, New Durham, Wolfeboro, Alton, Laconia, Berlin, Lebanon, East Candia, North Hampton, Hanover, Littleton, Plymouth, Claremont, Newport, Keene, Hampton, Rye Beach, Strafford County, Rockingham County, Hillsborough County, Merrimack County, and Belknap County, NH. We also offer motorcycle insurance policy services throughout the state of New Hampshire, including the Manchester, Nashua, and Concord area. Our service area in southern Maine includes the following cities and counties: South Lebanon, Kittery, Eliot, Berwick, Sanford, Blaisdell Corners, Springvale, Emery Mills, Wells Beach, York Beach, Kittery Point, Kennebunk, Saco, Biddeford, Alfred, Portland, Scarborough, Westbrook, Waterboro, Shapleigh, Newfield, Buxton, Goodwins Mills, South Sanford, Cape Elizabeth, South Portland, York County, and Cumberland County, ME. |
|
Bodily Injury Liability
|
|
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage available for purchase in New Hampshire is 25/50 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us toll free at 1-800- 678-3431 to discuss what liability coverage amounts you require to meet your family and personal needs. |
|
New Hampshire Liability Coverage limits explanation:
|
|
25/50/25 25=$25,000 - 50=$50,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
|
|
Property Damage Liability
|
|
Damage caused by the insured (you) to someone else's property, such as
a motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in New Hampshire is $25,000. |
|
Medical payments coverage pays for the medical and funeral expenses for you
or others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Motorcycle Insurance coverage in New Hampshire. |
|
25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
|
Covers damage caused to the owners motorcycle from a collision
caused by another vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the New Hampshire Motorcycle Insurance policy. |
|
New Hampshire Motorcycle Insurance FAQ
|
|
Covers damage caused to the insured's motorcycle (your motorcycle) from
risks such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the New Hampshire Motorcycle Insurance policy. |
|
New Hampshire Motorcycle Insurance FAQ
|
|
New Hampshire Motorcycle Insurance FAQ
|
|
Benefits Provided:
|
|
80% of medical benefits for all reasonable expenses for necessary
medical, surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
|
80% of necessary remedial treatment (nursing home care or home nursing
care).
60% of disability benefits for any loss of gross income and loss of earning
capacity from inability to work because of an injury suffered in an accident. |
|
New Hampshire Motorcycle Insurance FAQ
|
|
New Hampshire does not require (PIP) or personal injury protection
coverage. This coverage pays medical bills for injuries suffered in a motorcycle accident regardless of who caused the accident. |
|
New Hampshire Motorcycle Insurance FAQ
|
|
Example of uninsured motorist limits:
|
|
New Hampshire Motorcycle Insurance FAQ
|
|
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is a required coverage for Motorcycle Insurance in New Hampshire. Contact us toll free at 1- 800-678-3431 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
|
Copyright 2005-2008 Gorman Insurance &
Risk Management Services - All rights reserved
|
|
Site Built & Maintained by InsuranceWebsiteServices.com
|
|
**The information, pictures, and other content in this website about particular
insurance or financial services is only provided for informational purposes. Any decisions regarding these services should be discussed with a licensed insurance agent or financial services representative. |
|
Personal Insurance
|
|
Motorcycle Insurance
|
|
(also Maine)
|
|
(also Maine)
|
|
(also Maine)
|
|
(also Maine)
|
|
(also Maine)
|
|
(also Maine)
|
|
(also Maine)
|
|
(also Maine)
|
|
Gorman Insurance &
Risk Management Services
396 High Street
Somersworth, NH 03878
Strafford County, NH
(603) 692-3431
(603) 868-3598 - Durham
Toll Free: 1-800-678-3431
Fax: (603) 692-2660
|
|
Answer a few questions
and we will provide you with a quote by email or phone. Choose the Personal or Business insurance coverage you're interested in from the menu above. |
